Liana Leordeanu, a traveling saleswoman, was driving from a business appointment to her office in 2003 when she lost control of her car and slammed into a rock embankment alongside Loop 360 in Austin. Massive head trauma left her in a three-month coma and required 26 extensive surgeries to rebuild her face and repair her skull.

However, when she applied for workers' compensation insurance benefits for the accident, Leordeanu was denied - even though she was on company business, traveling in a company-provided car after a day of hard work to her company-furnished office.

Why? Because, like growing number of Americans, Leordeanu's office was in her home.

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How would you decide?